Financing

Shop Pay Affirm

As low as 0% APR financing available**

Buy now and pay over time at checkout with Shop Pay Installments—choose the plan that fits your budget.

Quick decision Flexible payments No late or hidden fees

Disclosure (U.S.): Rates from 0–36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.

How it works

Add items to your cart.
Build your entire cart for one easy transaction.
Check out with Shop Pay.
Select Pay in monthly installments  on the checkout page.
Choose the option to pay in installments.
Select 'Continue to payment plans' on the checkout page.

Frequently asked questions

What is the option to pay in installments on Shop Pay?
When checking out with Shop Pay, you have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into four equal, biweekly installment payments with 0% APR (United States and Canada), or monthly installments with no hidden or late fees (United States, Canada, and United Kingdom).
Which payment methods are accepted if I use the option to pay in installments on Shop Pay?
Debit cards are accepted as a payment method for Shop Pay Installments orders in all countries. In some countries, credit cards might also be an available payment method for certain Shop Pay Installments orders.
Is there a limit to how much I can spend on a single Shop Pay Installments order?
Yes. In the United States and Canada $30,000 USD or CAD is the order value limit that applies to purchases using Shop Pay Installments, including discounts, shipping, and taxes. In the United Kingdom, the order value limit is £30,000 GBP including discounts, shipping, and taxes.
Can I pre-qualify for a purchase amount before visiting the store?
No. An application for Shop Pay Installments can only begin with a live checkout. Applying in store only takes a few steps and you’ll get a real-time decision in minutes.
Are there late fees?
No, there are no late fees if you miss a scheduled payment.
What if I miss an installment payment?
There are no late fees for customers who miss a scheduled payment. However, partial payments or late payments might impact your credit score, or your eligibility to use Shop Pay Installments in the future.

If you have questions about a missed installment payment, then visit Affirm’s Shop Pay Installments Help Center for customers in the United States: https://shoppay.affirm.com/s/
What if I make a return on a purchase made through installments with Shop Pay?
To request a refund, contact the store where you purchased your item. Using their return policy, the store will advise if a return is possible. If a return is possible, then the store will advise how much the refunded amount will be. After your refund is processed, the refund amount will be applied to your original payment method within 3–10 business days and your balance will be updated.

If your refund is less than your total purchase balance, then it might not lower your next payment. Instead, you can expect fewer payments, a smaller final payment, or both.

If your refund is more than your purchase balance, then the difference is returned to your original payment method within 3–10 business days.

If your order is made with interest payments, then the paid interest isn't refunded. When you make payments, the funds are first applied to the accrued unpaid interest and then to the principal. Interest is the cost of borrowing, and isn't refundable.
Have more questions?
For more information about Shop Pay Installments, visit Affirm’s Shop Pay Installments Help Center for customers in the United States: https://shoppay.affirm.com/s/

Disclosure (U.S.): Rates from 0–36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.

Visit Our Arizona Locations

Stop in to see live displays, compare brands side-by-side, and get expert help planning your outdoor kitchen. For order pickups, visit our Gilbert warehouse pickup location.

Tempe Showroom

Tempe, AZ | 1715 W Ruby Dr. #105 85284
480-632-9227

Scottsdale Showroom

Scottsdale, AZ | 14987 N Northsight Blvd 85260
480-503-1110

Peoria (Arrowhead) Showroom

Peoria, AZ | 8155 W Bell Rd. #111 85382
480-500-5154

Gilbert Showroom

Gilbert, AZ | 4630 E Ray Rd. 85296
480-508-6900

Warehouse Pickup (Gilbert)

Gilbert, AZ | 1940 W Sierra Madre Ave 85233
(480) 508-6925

This location is for warehouse pickup only and is not a showroom.